American Community Introduces Coverage On Demand(TM), A Revolutionary Concept in Health Insurance; Unique Plan Allows Policyholders to Buy Additional
Livonia, Mich. (PRWEB) March 1, 2008 -- American Community Mutual Insurance Company (www.american-community.com), a leading provider of Individual and Group health insurance, announced today the introduction of Coverage On Demand(TM), a unique plan with four levels of health insurance benefits that allows each family member the ability to purchase additional coverage as needed, even after a medical event. The new product is available for individuals and families in Michigan, Missouri and Ohio, with an effective date of April 1, 2008.
Coverage On Demand is a PPO (preferred provider) health plan that gives budget-conscious consumers the choice to buy additional coverage when they need it. To increase coverage, the insured pays an activation fee for each additional level of coverage needed to cover any accidents or illnesses, even after they occur. The premium remains the same throughout the 12-month benefit period, regardless of the changes in coverage levels.
Four levels of benefits are available per individual and benefit period. At the beginning of each new Coverage On Demand benefit period, coverage returns to Level 1 for all family members. The following level(s) of coverage are available:
·Level 1: Benefits up to $5,000
·Level 2: Benefits up to $15,000
·Level 3: Benefits up to $30,000
·Level 4: Benefits up to $5 million lifetime maximum
?We know consumers are tired of paying for more coverage than they ever use,? said Neal Spero, Senior Vice President and Chief Marketing Officer. According to the 2005 Milliman Health Cost Guidelines, 92% of consumers don?t have more than $5,000 worth of medical claims in a year. ?With Coverage On Demand, policyholders start out with basic coverage, with benefits up to $5,000 per benefit period. This keeps the monthly premium low. However, should they ever need additional coverage, they can increase their benefits at any time, without providing proof of good health.?
In addition, Coverage On Demand includes these quality benefits and valuable services:
·$250, $500 or $1,000 Individual deductible per benefit period
·Industry-leading accident benefit that waives the deductible
·Deductible waived for preventive care
·Prescription drug discounts and options
·Provider networks that include leading hospitals and doctors
·Optional maternity and dental coverage
·Unprecedented customer service
·$5 million medical lifetime maximum
?Coverage On Demand is a unique solution for individuals and families who need to tighten their monthly budgets,? said Spero. ?American Community is committed to offering access to quality health insurance options to meet the needs of today?s customers.?
About American Community
With beginnings dating back to 1938, American Community Mutual Insurance Company is one of the oldest health insurance companies in the nation. Based in Livonia, Michigan, American Community is currently licensed in 41 states. The company markets individual and group health insurance products in nine states through an agency force of 12,000. For more information, visit www.american-community.com.
This press release was distributed through eMediawire by Human Resources Marketer (HR Marketer: www.HRmarketer.com) on behalf of the company
listed above.
# # #
Related Articles:
"The Ultimate Gift" Premieres for Blind and Visually Impaired Community in NYC
Jim Stovall, the author of the best-selling novel, “The Ultimate Gift,” will offer a showing of the movie based on his book at the famed Empire Theatre in New York City for an audience of blind and visually impaired persons on March 6.
TSOT, Inc. Launches into 2008 with New Website, Newsletter, Community Events and Office Opening Gala
TSOT Inc., Toronto based developer of professional and social networking solutions, has launched into 2008 with a new corporate website, newsletter, Ruby on Rails project night and developer office space. With the continued growth of the FraternityLive and SororityLive network as well as new networking applications, TSOT also plans to bring events to the community to help contribute to the development of Toronto's technology market.
How to Build a Niche Site With a Blog
Building niche sites is all the rage these days.The basic strategy is very simple.
Agency President/CEO Recognized for Outstanding Contributions to Community
Jack DeLeo, president/CEO of Hitchcock Fleming & Associates Inc. (hfa), a full-service marketing communications agency in Akron, Ohio, has been recognized with the 2007 Hospitality Volunteer Award as part of the Sixth Annual Zenith Awards sponsored by the Akron/Summit Convention & Visitors Bureau (ASCVB). The award recognizes the time and commitment he has donated to various hospitality organizations, including the ASCVB, Akron Symphony, Akron Civic Theatre and Greater Akron Chamber.
HotelHotline Travel Blog 30 Dates in 30 States
US travel is very popular and with millions of people visiting areas across the country, and so many options, how do you decide just where to spend your vacation time? HotelHotline has put together an exciting new series - 30 Dates in 30 States. This blog series spotlights 30 different cities in 30 different US states. Read the daily posts to see which cities were picked and why. Vacation favorites such as Orlando and New York City are mentioned, as well as not so familiar locations such as Seattle, Washington and Raleigh, North Carlolina.
CareFlash uses Blogs to Connect Childhood Cancer Specialists with Community: Collaborative Web 2.0 Effort with Children's Cancer Hospital at M.
CareFlash, a social media company for people involved in healthcare circumstances, and the Children's Cancer Hospital at The University of Texas M. D. Anderson have collaborated to develop several childhood cancer-specific online communities. Each will provide members with access to original content and interaction with physicians from the Children's Cancer Hospital at M. D. Anderson, along with peer-to-peer input and support.
Submit Your Website's Url To Chinese Search Engines
It is certainly true that the Internet is dominated by the Englsih language ? it has been estimated that 75% of all Internet pages worldwide are written in English. But surprise, surprise, the world?s No. 1 language in terms of number of native speakers is also the most difficult to read ? Chinese, with about three times as many native speakers (and readers) as English. China has the second greatest number of Internet users in the world, behind only the United States, and its Internet market is one of the world?s fastest-growing. Furthermore, its buoyant economy is impossible to ignore. Every year millions are added to its relatively affluent middle class.
CB Richard Ellis Opens Qingdao Office, Further Expanding Capabilities in Greater China
CB Richard Ellis announced today that it has opened a new office in Qingdao, Northern China.
nvohk? is the First Community-Managed, Surf-Inspired, Eco-friendly Clothing Company
nvohk? (pronounced 'invoke') is the first community-managed, eco-friendly, surf-inspired clothing company. The Company is recruiting, through www.projectnvohk.com, 5,000+ members to contribute $50 a year to develop and shape the nvohk brand. Membership will be capped at 40,000 members.
How To Save The World Is An Example Of An Individual Persons Blog That Could Open Peoples Eyes
Recently I have been having a look at a list of blogs that a colleague gave me, all of which have links to RSS feeds. This means if you download RSS software off the Internet you can automatically receive new posts in your Reader from the blogs that you subscribe to.